SilverBlog

Wisdom from our industry experts and our SilverLink magazine.

 
 
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Today’s competitive job market has been amplified by the nearly 10,000 Baby Boomers retiring daily.¹ Couple that with a record low 3.9% national unemployment rate and it’s not surprising
that applicant pools are looking rather thin. As the demand for qualified candidates increases, developing a strategic recruitment process is imperative.

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The American Heart Association (AHA) recently awarded its 2018 Workplace Health Achievement Index winners and SilverStone Group received Silver-level recognition for implementing quality workplace health programs and fostering a health-minded culture.

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The IRS has released the 2019 cost of living adjustments affecting retirement plans. The adjustments and changes affect the limits applicable to all employees who defer salary into retirement plans, plans that are integrated with Social Security, the maximum benefit payable from defined benefit plans and the maximum annual additions for defined contribution retirement plans.  For your convenience, SilverStone Group has summarized the changes as follows:

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Today’s workforce is competitive. Employers in every industry are searching for ways to attract, engage and retain talented people. With increased job skill specialization, it has never been
more difficult to expand a company's workforce.

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Smartphones seem to be organizing our lives one app download at a time. We can deposit checks, order groceries, get fitness coaching and socialize all from our mobile devices. This convenience and accessibility inspired the creation of HealthJoy, a comprehensive healthcare guidance and engagement platform. HealthJoy is designed to simplify healthcare benefits, lower costs and increase benefits satisfaction.

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Baby Boomers are beginning to retire, creating a more competitive hiring market. In order to attract and retain top talent, employers need to offer more than just an enticing base salary and job title. Attractive benefits are (and will continue to be) a crucial part of a company’s ability to hire and keep key executives. In fact, certain benefits can have perks for both the employer and the executive. Nonqualified deferred compensation, when used correctly, is a planning solution that can be mutually advantageous.

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Job hopping is on the rise. In fact, a new survey revealed that 64% of professionals feel that changing employment every few years is an effective way to get a higher salary.¹ This trend has led to more and more workers failing to update their contact information with previous employers, which is troublesome for pension plans because these individuals often become “missing participants.”

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When running a business, it can be difficult to keep tabs on your commercial property value because your attention is often pulled in other directions. Losing focus on this number, however, can spell big trouble for your commercial property insurance policy. If you experience a loss and file a claim, your insured property value will be the number that either gets you back to business or forces you to shut your doors – so you better be sure that number is right!

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There’s no question about it – the trucking industry is facing a massive driver shortage. Despite competitive pay and generous sign-on bonuses, trucking companies across the country are still having a hard time meeting the current shipping demands created by retailers such as Amazon and Walmart. While desperate times seem to call for desperate measures, skipping a driver road test shouldn’t be one of them.

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Senior care risk management is becoming increasingly complex. Our growing elderly population has created a greater demand for in-home care and assisted living facilities. As this demographic grows and becomes more diverse, so do the risks and challenges facing senior care providers. To remain successful, care providers must assess current and emerging trends, and understand the challenges that insurance companies must solve in this evolving industry.

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