Cyber Liability Coverage


Cyber liability coverage offers protection for the following threats, but is always evolving to respond to new risks.

  • Wrongful disclosure of, or failure to protect, personally identifiable information, protected heath information or confidential corporate information within the client’s care, custody or control, in either electronic or non-electronic form.
  • Failure of a computer network security to guard against threats such as hackers, viruses and denial of service attacks.
  • Content liability perils such as libel, slander, invasion of privacy and infringement of intellectual property rights arising out of the client’s websites, social media sites, marketing and advertising activities.
  • Defense for security or privacy regulatory proceedings and associated fines and penalties, if insurable.
  • Payment Card Industry Data Security Standards (PCI DSS) assessments, fines and penalties due to non-compliance with PCI DSS or payment card company rules.
  • Breach response costs associated with breach notification, IT forensics investigators, legal consultants, public relations or crisis management consultants, credit monitoring and / or identity theft resources and call center services.
  • Expenses and monies incurred as a result of a cyber extortion threat.
  • Loss of income due to the failure of network security.
  • Costs to restore or recreate data assets.