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Blog Tag: terrorism insurance

You don’t have to watch the news for long to know that gun violence is a serious problem in the United States. What many people aren’t aware of is that nearly half of all active shooter events occur in a place of business. This alarming statistic should serve as a wake-up call for business owners. Does your business have terrorism insurance in the event of workplace violence?

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Terrorism looks quite different than it did 15 or 20 years ago. In the 1990s and 2000s, terrorist acts were typically carried out by large groups against high-profile targets. However, recent attacks have mostly been carried out by small cells or lone attackers seeking maximum casualties in crowded venues. This shift in terrorism trends has insurers and business owners evaluating new risks as attackers go after “soft targets” (people who are relatively unprotected or vulnerable) in events that result in significant loss of life and business interruption, but minimal property damage. There are a number of basic questions business owners should ask to begin reassessing their terrorism risk management programs and determine if new or altered coverage is needed.

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