SilverBlog

Wisdom from our industry experts and our SilverLink magazine.

 
 

Blog Tag: SilverLink

From autonomous vehicles to smart refrigerators, technology seems to be transforming nearly every aspect of our lives. It’s playing a bigger role in almost everything we do, including how we source our food. The agriculture industry has experienced a significant tech boom and, as a result, produce is reaching consumers quicker, safer and more efficiently than ever before.

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When it comes to healthcare, we understand that you often get what you pay for, but there is a thin line between accepting price hikes and being a diligent consumer. Fighting the rising costs associated with group medical plans often feels like an uphill battle.

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What makes your company stand out from its competitors? Twenty years ago you might have said that technology gave your team a competitive edge, but in today’s environment, technology is a common (and typically necessary) commodity that simply helps maintain the status quo. So where are companies regaining that lost advantage? The answer can be found in an organization’s human capital.

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Chief financial officers and other company leaders have a heavy burden when it comes to managing an organization’s financial risk. From strategic initiatives to outside investments, it can be a full-time job keeping it all in check.

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Each year, employers spend billions – yes, billions of dollars resolving issues related to overexertion injuries. In fact, these claims have been repeatedly identified as the leading cause of disabling workplace injuries in the United States. What’s more important, however, is that many of these injuries can be prevented through the application of a few ergonomic analysis tools.

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What Really Adds Up to TCOR
You’re my hero! Have you ever said that when someone did a simple favor like loaning you an umbrella during a storm or holding the door when your hands were full? I’m sure you appreciated the gesture, but were their actions truly heroic (which can be defined as brave, courageous, valiant, superhuman, etc.)? It’s become common practice in the English language to overuse words and phrases to the point that we dilute their value and begin to misuse them.

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Attention Plan Sponsors
The United States Department of Labor (DOL) is taking action to better protect investment plan participants from advice that could be motivated by undisclosed conflicts of interest. On June 9, 2017, the DOL enacted new fiduciary regulations that address a wide range of investment recommendations. While aimed at financial professionals (such as advisors and recordkeepers), the new rules will also affect plan sponsors, and those working with advisors and vendors who are not acting as fiduciaries will be the first to feel the impact.

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Change is in the Air
The transition to a new administration often creates the expectation for change – change in legislation and policies that, among many things, could significantly impact the way businesses operate in the United States. Most would describe the Trump administration as “employer friendly,” which has caused speculation that federal oversight regarding employment practices liability (EPL) will be less aggressive under our new President. Sounds like positive news for employers, right? Well, not so fast.

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Are Your Benefits Leading the Pack?
When you’re in a tight race, it can be a good idea to look around to see how you’re doing. Finding out that you’re leading the pack might provide the encouragement needed to maintain pace and keep a good lead. Discovering that you’re falling behind could also motivate you to work harder and close the gap. Whether you’re running a race or running a business, knowing where you stand against your competitors can be critical to success.

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An Accident Waiting to Happen
Car accidents happen in the blink of an eye – a split second that turns a casual drive into a frightening collision. It doesn’t take long for panic to set in. You become worried about your passengers, yourself and your vehicle. One of the few calming factors during all of the chaos is knowing that this is what insurance is for. Accidents happen and insurance comes to the rescue. Right? Well, not always.

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