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Wisdom from our industry experts and our SilverLink magazine.

 
 

Blog Tag: SilverLink

Charitable contributions are a vital part of our social fabric. While they are intended to help recipients, they can also benefit donors when the right charitable giving strategies are used. It may seem convenient to simply write a personal check to a charity, but that should be a last resort for most taxpayers. When you write a check, you’re sending off money that was likely taxed before making its way into your bank account – money that’s worth 100 cents on the dollar.

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As a Retirement Plan Advisor, I conduct a lot of employee education meetings. I’m asked many questions, but two keep coming up: “What is a Roth 401(k)?” and “Should I use it for my retirement savings?”

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Are you 65 or older and exiting a group medical plan? If so, you probably have questions about your Medicare options. Most people are used to signing up under employer-provided health plans, so navigating Medicare on your own can be overwhelming.

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Attracting and retaining good employees in today’s tight labor market can be a challenge. While competitive pay and good benefits are important, job seekers want the total package. They are looking for the ideal work environment – which includes work-life effectiveness. Total rewards strategies have traditionally focused on compensation and benefits, but it’s time for a change. Employees have expressed a desire for a healthy balance between their professional and personal lives, and that’s only possible through you – their employer.

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A clear line has been drawn between automatic and manual transmissions in the trucking industry. Most drivers have strong opinions about which semi transmission is better, with arguments ranging from safety to convenience.

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Owning and renting out real estate can be a lucrative business, but certain property management issues can spell trouble. Whether you own a single unit or several housing communities, you face a long list of exposures.

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While looking through a stack of insurance contracts, you’ll likely notice that many include additional insured endorsements – unless you’re looking at workers’ compensation policies. These policies are intended to cover the insured’s employees. Adding an additional insured would require the policyholder to cover an owner or general contractor’s employees for work-related injuries. Therefore, this endorsement is not permitted for workers’ compensation coverage. This restriction has sparked a growing interest in something called the “alternate employer endorsement.”

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For those who own an aircraft, you may have noticed increases in your 2018 aviation insurance renewal. After a decade of declining rates, premiums are now trending upward.

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Advisors. Consultants. Analysts. Risk Managers. Service Specialists. Account Managers. Client Advocates. Our Associates have many different titles, but they all have one thing in common. And that’s you.

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Winter brings us many joys – holidays, fun in the snow, endless shoveling (well, maybe not the last one). But winter also brings some dangers. Obvious ones are ice-related car accidents and slips / falls. However, there is a hidden threat that is far more dangerous during cold-weather months, yet it’s often given little thought. Carbon monoxide safety should be a top priority when the temperatures start to drop.

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