A small regional trucking company had several commercial properties placed with an excess carrier. They tried to add an umbrella policy to complement their truck policy, but the carrier refused to break down their workers’ compensation classification. In addition, the client was hoping to have a dividend plan added to their workers’ compensation.
SilverStone Group was contacted to see if we could help them meet their coverage goals. After analyzing their situation, reading their history and checking their experience mods, we contacted a carrier who was willing to place all coverages, break down the class codes and provide both the requested dividend and an umbrella — and all for the same premium the client was paying prior to contacting us. As a bonus, we were able to write their Employment Practices Liability Insurance coverage.
The end result is a client who has the coverage they need, at a price they can afford, with the added bonus of being able to sleep at night — not lying awake worrying about insurance issues.