When you first meet Jeff Sharp in a comfortable conference room at SilverStone Group’s headquarters, sipping on a Starbuck’s coffee and talking about protecting the assets you’ve worked so hard to accumulate, you might think “what does this guy know about hard work?” The truth is that during college, Jeff spent a couple of summers working on oil rigs in Wyoming.  That’s hard work. And that experience opened Jeff’s eyes to how valuable asset protection can be for everyone.

Jeff has more than 25 years of experience providing families with comprehensive wealth management and retirement planning solutions. He works with individuals to position their assets to help accomplish unique wealth accumulation, conservation and distribution goals. Jeff knows that because every individual’s situation is different, his challenge is to think “outside the box” to provide viable solutions customized to meet his client’s needs.

In 2011 and 2010, Jeff was identified as a Top Wealth Manager in Nebraska by receiving the Premium Advisor Award which is awarded by the National Association of Board-Certified Practices (NABCAP). Jeff was also named as one of Medical Economics’ 150 Best Financial Advisors for Doctors in both 2008 and 2009. He received the Carl G. Mammel Award in 2008, in recognition of outstanding marketing achievement. In 2004, Jeff was named Advisor of the Year by the Omaha Chapter of the National Association of Insurance and Financial Advisors (NAIFA).

Jeff has served as President of various professional associations including the Omaha Chapter of The Society of Financial Service Professionals, and the Omaha Estate Planning Council. Jeff has also served on the Board of Directors of the Washington, D.C.-based Association for Advanced Life Underwriting (AALU). He currently serves on the AALU Business Insurance and Estate Planning Advisory Committee. Jeff is also a member of the advisory board for M Wealth, a division of M Financial.

Jeff is a member of the Nebraska Bar Association, Omaha Bar Association, the Financial Planning Association (FPA), Society of Financial Service Professionals (SFSP), National Association of Insurance and Financial Advisors (NAIFA) and the Association for Advanced Life Underwriting (AALU).

Jeff is active in the community. He continues to serves on the Board of Directors of the Westside Community Schools Foundation, having just stepped down as President for five years.  He also serves on the Women’s Center for Advancement.  His past involvement includes serving as President of the Boards of Countryside Community Church Foundation and Fontenelle Nature Association and as Chair of the Ak-Sar-Ben Floor Committee. Jeff and his wife, Becky, served as past Co-Chairs of the United Way/CHAD campaign and the 2008 Henry Doorly Zoo Membership campaign.

Contact Information
e-mail: jsharp@ssgi.com |  phone: 402.964.5440  |  fax: 402.963.4084

Professional Certifications

• Certified Financial Planner (CFP)
• Chartered Financial Consultant (ChFC)
• Chartered Life Underwriter (CLU)
• Investment Advisor Representative

Education
Juris Doctorate
Creighton University |  Omaha, NE

Master of Business Administration
Creighton University |  Omaha, NE

Bachelor of Science  |  Business Administration
University of Nebraska-Lincoln |  Lincoln, NE

^{Registered Representative offering Securities and Investment Advisory Services through M Holdings Securities, Inc., a registered Broker/Dealer and Investment Advisor, Member FINRA/SIPC. SilverStone Group is independently owned and operated.}

Mark exemplifies our Firm’s commitment to experience. With 30 years in the industry, he is recognized as a financial consultant to business owners and executives. He has assisted some of the country’s wealthiest individuals, including CEOs of Fortune 500 companies, with personal financial and estate planning and is widely recognized for his work in both business transition planning and philanthropic estate planning. Mark enjoys the challenge of helping clients solve financial problems. Like his coworkers, he is committed to excellence and is gratified to see his clients achieve their goals.

Mark has spoken on various financial and estate planning topics to audiences including the Nebraska Bar Association, the Nebraska Society of CPAs, the Iowa Bar Association, the University of Nebraska College of Law and School of Accounting, the Society of Financial Services Professionals and the Omaha Estate Planning Council. He has also authored numerous articles on topics dealing with sophisticated uses of life insurance in estate and business succession planning.

He is a member of numerous professional associations, including the Society of Financial Service Professionals, the Advanced Association of Life Underwriters, the National Advisors Conference, the National Association of Insurance and Financial Service Professionals, the Great Plains Federal Tax Institute, the Nebraska Bar Association, the Omaha Bar Association and the Omaha Estate Planning Council. In several of these organizations, he has held leadership positions at both the local and national levels.

Mark is active in the community and enjoys charitable work, a commitment that he shares with his clients. He knows first-hand how satisfying it can be to contribute to causes that are near to his heart, and he derives great pleasure from helping clients find that same satisfaction in their own lives.

Contact Information
e-mail: mweber@ssgi.com |  phone: 402.964.5442  |  fax: 402.963.4084

Professional Certifications

• Chartered Financial Consultant (ChFC)
• Chartered Life Underwriter (CLU)
• Certified in Long Term Care (CLTC)

Education
Juris Doctorate
Creighton University |  Omaha, NE

Master of Science  |  Financial Services
The American College |  Bryn Mawr, PA

Bachelor of Arts  |  Psychology
Creighton University |  Omaha, NE

^{Registered Representative offering Securities and Investment Advisory Services through M Holdings Securities, Inc., a registered Broker/Dealer and Investment Advisor, Member FINRA/SIPC. SilverStone Group is independently owned and operated.}

If you ask Pat where he is from, he will likely tell you he is from the same town as Bob Dylan – Hibbing, Minnesota. This native Minnesotan has found his career calling in Nebraska as a Senior Advisor at SilverStone Group. He truly enjoys helping plan participants learn how to save and identify financial goals that will benefit them over the long-term. Pat has more than 10 years of experience in qualified plan investments, 5 of which have focused on the institutional side of corporate retirement planning. This extensive background has enabled Pat to provide comprehensive retirement planning solutions with a high level of communication and service. In his day-to-day work-life, Pat provides recommendations to clients by proactively monitoring investments and working to help them meet their financial goals.

Pat is active in the community and is currently a member of the Omaha Morning Rotary and Omaha Venture Group. His past involvement includes serving as a board member for the Creighton University Young Alumni Association. When he’s not at work, you might find Pat attending a local sporting event such as Creighton Basketball or UNO Hockey, or enjoying a round of golf.

Contact Information
e-mail: pfay@ssgi.com |  phone: 402.964.5594  |  fax: 402.963.4084

Education
Bachelor of Science  |  Business Administration & Finance
Creighton University  |  Omaha, NE

Ask Matt what he loves most about his job and he will tell you he loves working with the best and for the best. He knows he is surrounded by experts on a daily basis who work together to get the job done. Matt believes there is nothing better than the satisfaction of watching or making a good plan come together. Whether it is a client’s retirement party or a house warming party, his ultimate payoff is helping clients achieve what is important to them. Because Matt is a people person, he truly enjoys working and interacting with clients on a daily basis.

Matt’s six years of professional experience allow him to provide comprehensive wealth management solutions for individuals and their families. He has experience working with executives, medical professionals, business owners and professional athletes.  As a wealth advisor, Matt develops a close understanding of his clients’ needs in order to create a comprehensive plan that will allow them to reach both short- and long-term goals. Matt spends his time focusing on ideas and strategies that will allow him to attract and develop his niche clientele. He assists his clients that have outgrown their initial accumulation strategies and helps them bring everything together in an efficient manner. Matt’s clients value him for his passion, his attention to detail and his capacity to think outside the box, as well as his ability to listen and understand.

Matt is active in the community and works closely with the Cystic Fibrosis Foundation of Nebraska, the Bo Pelini Foundation, the Ndamukong Suh Family Foundation and multiple private family foundations. When not at work, you will find Matt on the golf course or traveling to watch his favorite sports teams.

Contact Information
e-mail: mhickey@ssgi.com |  phone: 402.964.5595  |  fax: 402.963.4084

Education
Bachelor of Science |  Marketing
University of Nebraska-Lincoln  |  Lincoln, NE

^{Registered Representative offering Securities and Investment Advisory Services through M Holdings Securities, Inc., a registered Broker/Dealer and Investment Advisor, Member FINRA/SIPC. SilverStone Group is independently owned and operated.}

Dedication makes Joe stand out from the rest. From fatherhood to career, he is 100% committed to doing his best in every facet of his life.

As a wealth advisor, Joe understands that it can be both stressful and time consuming for most people to manage their personal finances and retirement goals without the help of a trusted advisor. His objective is to remove this stress from his clients’ lives and free up their time to do the things they love, while helping them work towards obtaining and maintaining the financial means to do so. Joe’s clients include business owners, executives, professionals and those at or nearing retirement.  Joe helps his clients identify and prioritize their financial goals and tailors a customized investment, insurance and retirement strategy to achieve those goals.

Prior to joining SilverStone Group, Joe served six years as an attorney with the law firm of Koley Jessen P.C. in Omaha, Nebraska where he practiced law in the areas of Corporate/General Counsel, Mergers & Acquisitions, Tax Planning and Securities. While an attorney, Joe authored articles that were published in the Nebraska Law Review, as well as the Nebraska Lawyer Magazine. Joe’s experience as a lawyer in structuring transactions and planning for individuals and corporations allows him to see many alternatives for each situation.

Joe joined SilverStone Group because he believes that its Associates possess a blend of expertise and experience that is truly unique in the industry. Joe sees SilverStone Group’s “Wisdom at Work” in practice, which allows him to draw on the expertise of other advisors and specialists within the Firm as needed to best serve his clients. Joe also brings a holistic approach to the planning process that allows him, in conjunction with his clients’ attorneys, accountants, bankers and other advisors, to provide comprehensive wealth management, insurance, estate and retirement guidance.

When not at work, Joe enjoys reading, playing golf, attending Creighton basketball and Husker football games and spending time with his wife, Kim and their two daughters, Jolie and Lily.  Joe is also very active in his community, currently serving on the Board of Directors of the Partnership For Our Kids, an organization which helps disadvantaged students from pre-kindergarten through high school to stay in school, graduate and pursue higher education. Joe also serves as the Chairman of the Service League for the Partnership For Our Kids and is a member of the Nebraska Bar Association.

Contact Information
e-mail: jhefflinger@ssgi.com |  phone: 402.964.5541  |  fax: 402.963.4084

Education
Juris Doctorate
Magna Cum Laude
Creighton University |  Omaha, NE

Bachelor of Science  |  Economics
Magna Cum Laude
Santa Clara University |  Santa Clara, CA

Professional Certifications

• Certified Financial Planner (CFP®)
• Investment Advisor Representative

^{Registered Representative offering Securities and Investment Advisory Services through M Holdings Securities, Inc., a registered Broker/Dealer and Investment Advisor, Member FINRA/SIPC. SilverStone Group is independently owned and operated.}

Tom Kristensen has always been good with numbers. His mathematic skills come in handy when it comes to keeping track of his grandchildren – all 17 of them! Tom’s natural talent with numbers has also been beneficial throughout his career. He has specialized in personal lines casualty, personal life insurance and pre-retirement planning for educators and TSAs for more than 38 years. Tom has concentrated his focus on pre-retirement and post-retirement planning with an emphasis on structuring retirement income flow while still being sensitive to potential income tax consequences. He has written several articles related to these core areas and has spoken at numerous seminars.

Tom has been a member of many professional associations including the Chamber of Commerce and the Council Bluffs Independent Agents Association. He has served as a board member for Project Camelot, a chairman for the Downtown Kiwanis and Chairman of the Board for the Council Bluffs Senior Center. He was also President of the Endowment Fund Committee, President of the Iowa Association of Life Under-writers and President of the National Life Share Foundation.

Contact Information
e-mail: tkristensen@ssgi.com |  phone: 712.329.3174  |  fax: 712.329.3110

Professional Certifications

• Chartered Financial Consultant ( ChFC )
• Chartered Life Underwriter ( CLU )

Education
Master of Counseling & Psychology
University of Nebraska – Omaha

Bachelor of Education, History & Foreign Language
Buena Vista College | Storm Lake, IA

Shirley loves to make beautiful quilts. The process of piecing together small, unrelated swatches of fabric to make an integrated, finished product is a lot like her job at SilverStone Group.

With more than 25 years of experience in all aspects of life insurance, and 20 years of management experience, Shirley is involved in the design, implementation and administration of sophisticated life insurance and disability plans for the Firm’s business and private clients. She possesses expertise in all areas of business and wealth transfer strategies.

The Private Client Services Team at SilverStone Group are individuals who are well-known and respected in the community for their expertise and professionalism. Together they partner with their clients to provide innovative solutions through industry-leading services and products.

Shirley has worked with some of her clients for over 20 years. In that time, she has helped build a foundation of confidence and trust, not only in the products we offer, but in the people who make up the Private Client Services Team at SilverStone Group.

With more than 15 years of experience in the administration of securities products including variable life, variable annuities and mutual funds, Shirley truly understands the unique needs of each client. Some are business clients planning for their key executives. Some are individuals planning for their retirement or their children’s education. Whether the need is immediate or involves planning for the future, Shirley knows that although each engagement is unique, the one thing each client has in common is the desire for outstanding service. Clients count on Shirley to keep them informed and involved every step of the way. For Shirley, service is a lot like the centerpiece of a quilt — it’s the piece around which the entire quilt is built and it sets
the theme for the finished product.

Contact Information
e-mail: skeen@ssgi.com |  phone: 402.964.5434  |  fax: 402.963.4084

Professional Certifications

• Fellow Life Management Institute Designations (FLMI)
• NASD Series 6 & 63 — Securities Licensed Life Insurance Licensed

^{Registered Representative offering Securities through M Holdings Securities, Inc., a Registered Broker/Dealer, Member FINRA/SIPC. SilverStone Group is independently owned and operated.}

Lizanne really loves her job. She enjoys the challenge of analyzing a client’s financial and estate plans and implementing plans of action that can empower that client to achieve his or her personal goals. With the perspective of 25 years of experience in life insurance, wealth transfer and business continuity, Lizanne is a valuable addition to a client’s financial planning advisory team. Her specialties include financial and estate planning, as well as advanced life insurance planning techniques.

Lizanne is a liaison of our Broker-Dealer on all securities-related business. She administers many of our more complicated wealth transfer and business continuity plans and provides case design technical support for account executives and clients. Lizanne works closely with M Financial, an exclusive network of the nation’s premier financial services distribution companies, and enjoys the networking capabilities SilverStone Group enjoys with some of the “best of the best” in our industry.

Lizanne is a member of several professional and civic associations, including the Omaha Chapter of the Society of Financial Service Professionals (for which she served as President) and Lions Club International. When Lizanne is not working with clients, she enjoys lake life near Fremont, Nebraska, and the company of her two “babies,” Nikki (a miniature American Eskimo) and Sophia (a Shih Tzu). They go almost everywhere with Lizanne, but haven’t convinced her yet that accompanying her to work would be a good thing!

Contact Information
e-mail: lstene@ssgi.com |  phone: 402.964.5436  |  fax: 402.963.4084

Professional Certifications

• Chartered Financial Consultant (ChFC)
• Chartered Life Underwriter (CLU)

Education
Master of Science  |  Financial Services
The American College |  Bryn Mawr, PA

Bachelor of Science  |  Finance
Arizona State University |  Tempe, AZ
Graduated Magna Cum Laude

^{Registered Representative offering Securities through M Holdings Securities, Inc., a Registered Broker/Dealer, Member FINRA/SIPC. SilverStone Group is independently owned and operated.}